Home | Ideal Mortgage

Serving the Following Locations

Colorado

California

Indiana

Tennessee

Texas

Nebraska

Coming Soon

At Ideal Mortgage, we're not just about transactions; we're about transformation. Efficiency meets excellence here, where we've crafted a lending platform that's as dynamic as the market itself. Our commitment to industry-leading interest rates is not just a claim—it's our standard. We take pride in delivering an elite client service experience, powered by cutting-edge technology, a stellar customer service team, and a comprehensive suite of investor products.

Conventional Loans

A conventional loan is a type of loan that doesn't have government backing or insurance, unlike FHA, VA, and USDA loans, which are insured by the government. Conventional mortgage loans, whether conforming or non-conforming, usually require a slightly larger down payment than some government loans. However, conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.

FHA Loans

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

VA Loans

The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families.

USDA Loans

Finding the right loan can seem overwhelming. If you’re still looking for the right program to suit your needs, we have a variety of home loan options. USDA loans, for example, are great for people that live in low-population areas who typically cannot qualify for a conventional loan. Get in touch with us to see if this is the right loan choice for you.

Jumbo Loans

A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $766,550 in most counties, as determined by the Federal Housing Finance Agency (FHFA). Homes that exceed the local conforming loan limit require a jumbo loan.

Construction Loans

Always dreamed of building a custom-tailored home?
A construction loan could help to make that a reality.
Learn what construction loans are and how they work.

GAME-CHANGING STORIES

lorena jimenez

Dexter, was a great lender, very professional motivated to meet all of our needs with our loan. He was honest and goes above a beyond to get his customers the best rates. It was a stress free refinance- that was priceless!!! He is highly recommend!

Adrian Saldana

One of the biggest transactions of my life and Dexter made sure everything was taken care of professionally. He will be the only person I trust with my finances to purchase a new home. He’s is one of the best in the business!

Katie Nutini

We loved working with Dexter! He was so personable and knowledgeable, and always made sure he was straightforward with us. Whenever we had questions, he got back to us quickly, and we felt informed through the whole process of our refinance. Would definitely recommend working with him!

Susan O’

Dexter was AWESOME helping me to get my mortgage. He responded every time I called on him. If I ever need another loan, I will go straight to Dexter. I highly recommend him!!!

Jamie Moyer

I found Dexter from his good reviews on Google. Let me tell you he was worth every review and deserves more than 5 stars. He was really professional, had excellent communication, a wicked sense of humor, and helped us close on a house in record time (and under budget). I highly recommend Dexter to anyone!

Dustin Hanson

Just closed on my house and Dexter went above and beyond for me to get everything done I’m so happy and so grateful me and are family get to start are new life in our new home thank you so my Dex

Juan Delacruz

Dexter is amazing to work with! He helped us get our new home and made the process feel almost too easy. Thank you so much for all of your help Dexter Gregory!

Morgan Chopko

Dexter was amazing throughout the entire process. This was my first home and he was thorough in explaining everything in layman’s terms. He always picked up every call and made me feel like his only client. I am so thankful I had his expertise and would recommend him to anyone. I will be using him for all my future purchases.

Alexander Weishaar

Dexter is who helped me through the whole process with getting my loan to buy my first house. Buying a home is a huge deal! He was extremely knowledgeable and really took the time to make sure I understood everything that was going on. He was responsive and genuine from start to finish. I would highly recommend working with Dexter if you're looking at buying a property. I will be using him again and again.

Olivia Capps

Dexter was attentive and knowledgeable. Not once did I feel nervous about where he was directing us in finding our first home. Hard worker and very responsive. So thankful for him and everything he did for us.